Affordable Housing Program

The Union County Affordable Housing Fund (UCAHF) was established to help first-time homebuyers by providing no-interest, no-payment second mortgages for downpayments and closing costs associated with purchasing a home. 

The preliminary program application can be downloaded here

Quick Facts about the UCAHF:

  • Funding will be provided to purchase a home located within Union County
  • The maximum loan amount is $15,000 or 10% of the property’s purchase price, whichever is LESS.
     (for example, on a purchase of a $145,000 home, the maximum amount on assistance from the UCAHF would be $14,500)
  • There is no interest and no payments on the loaned capital.  Repayment is only required if the property is sold or refinanced*.
  • Other restrictions and requirements apply, see the application for more details.

Questions and applications to the UCAHF can be directed to:

John DelVecchio, AICP or by calling (570) 524-3840